There you can see the amounts of your previous repayments in your Plan Activity. Where can I see the amount of my repayments? Log into your PayPal account, go to your Pay Later section, and click on the specific Pay in 4 plan you want to see. The amount you still owe will be under “Remaining. Where can I see how much I owe? Just log into your PayPal account, go to your Pay Later section, and click on the specific Pay in 4 plan you want to see. Your PayPal balance cannot be used for autopay repayments. Currently, your PayPal balance can only be used for one-time repayments that you initiate through the PayPal app or the PayPal website. How do I make my repayments? After your down payment, your 3 subsequent repayments will be taken automatically from the confirmed payment method you provided at the time of application. You do not have to use the entire prequalified amount shown. Your individual Pay in 4 application may be approved for a different amount. My prequalified Pay in 4 amount does not match what I want to spend. Not all customers will see a prequalified amount. The prequalified amount may change or even go away as it is based on a number of factors, including account status, current loan balance, and repayment history along with many others. You must still apply and be approved for Pay in 4 during checkout. Prequalification does not guarantee approval. I see a prequalified amount for Pay in 4, what does that mean? A Pay in 4 prequalified amount is an estimate of how much you can spend with Pay in 4 on your next purchase. We have sent a letter with the details and reasons your application was declined to your PayPal Message Center. For privacy reasons, only you can see why your application was declined. Why was my preapproved Pay in 4 application declined? Preapproval is not a guarantee of approval as disclosed in the application process.
Our Customer Service team can’t see your decline explanation reason(s) and cannot review loan applications. We will send you a message in the PayPal Message Center explaining why your application wasn’t approved at this time. If your application gets declined, you can still use PayPal to check out securely with other payment methods in your wallet. A soft credit check may be needed, but it will not affect your credit score. Applying for Pay in 4 will not impact your credit score. Will applying for Pay in 4 impact my credit score? No. We may also use external bureau data to evaluate your application. How is my application for Pay in 4 evaluated? Our decisioning process is automated and we evaluate information such as the information you provided within your application and information about your usage and history with PayPal.
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